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Loan360 – Digital Loan Origination Platform

Loan360 enables banks and NBFCs to digitize the entire loan lifecycle ,from application to disbursal. It eliminates manual paperwork, speeds up approvals, and ensures a seamless customer experience backed by automation.

Key Features:
The system includes automated document verification, CIBIL score integration, and dynamic eligibility calculators.
Loan officers can manage applications in real-time and receive instant notifications on pending actions.
The platform also offers customers live tracking of their application and payment schedules, fostering complete transparency.

Technology Used:
• Angular
• Laravel
• MySQL
• AWS S3
• Twilio API

Conclusion:
Loan360 has cut loan processing time by 60% for clients and delivered greater accuracy in credit assessments. It’s a practical fintech innovation that blends automation with human precision ,making lending faster, smarter, and customer-friendly.

01The Challenges

Traditional loan origination processes are often slow, manual, and prone to errors, resulting in poor customer experience and delayed approvals. Banks and financial institutions face difficulties in efficiently assessing creditworthiness, managing loan documentation, and ensuring compliance with regulatory requirements. Manual workflows limit scalability and increase operational costs, while the lack of real-time analytics makes risk assessment and fraud detection cumbersome. Customers demand faster approvals, transparent processes, and personalized loan offerings, which conventional systems struggle to deliver.

02 The Solution

Loan360 – Digital Loan Origination Platform by Infyniaa AI addresses these challenges with an end-to-end, AI-powered solution for modern lending. The platform automates the entire loan lifecycle, from customer onboarding and document verification to credit assessment and loan disbursement. AI-driven algorithms analyze applicant data to provide accurate credit scoring, risk assessment, and fraud detection in real-time. The platform also ensures regulatory compliance, reduces manual intervention, and accelerates loan approvals. Personalized loan offers, automated notifications, and analytics dashboards enhance customer engagement while providing lenders with actionable insights to optimize operations and minimize risk.

03 The Result

Since implementing Loan360, financial institutions have witnessed significant improvements in operational efficiency and customer satisfaction. Loan processing times have been reduced by 40%, while automated credit scoring and risk assessment have enhanced accuracy and reliability. AI-powered monitoring has improved fraud detection and compliance, reducing potential financial risks. Customer engagement has increased due to faster approvals, transparent processes, and personalized loan offers. Overall, Loan360 has helped lenders streamline operations, cut operational costs, and scale their lending capabilities efficiently, creating a seamless digital lending experience.

Testimonial

What Client Say